In finance, investable assets refer to all the financial resources that an individual or institution has available for investment purposes. These may include cash and cash equivalents such as savings accounts, money market funds, and certificates of deposit; securities such as stocks, bonds, and mutual funds; real estate holdings including residential property, commercial property, and land; commodities like precious metals or other tangible assets; and intellectual property rights. Investable assets are important because they determine the amount of money an investor has available to put into various investment vehicles, which in turn can generate returns and help achieve long-term financial goals such as saving for retirement or building wealth.